The Social Security Administration (SSA) is gearing up to distribute benefits for July 2025. With millions of people relying on Social Security for monthly support, these payments are a crucial financial lifeline for many.
In April 2025, 73.9 million individuals were receiving benefits from at least one of the SSA’s programs.
The majority of these recipients, about 52.6 million, were retired workers, as reported by the Pew Research Center. A significant portion of these beneficiaries also receive Supplemental Security Income (SSI).
Breakdown of Social Security Beneficiaries
Over 7.4 million people received SSI payments in April 2025, with nearly a third of them also benefiting from Social Security. These individuals make up more than a fifth of the total U.S. population, demonstrating the widespread reach of these federal programs.
Given the sheer number of recipients, payments are staggered based on various factors, such as birth dates, to manage the distribution process efficiently.
Claimants do not receive their payments on the same day each month. According to Newsweek, most payments are scheduled according to the birth dates of beneficiaries. Individuals who started receiving retirement, spousal, or survivor benefits before May 1997, or those who also qualify for SSI, follow a separate schedule.
Payment Schedule for July 2025
Here is a look at the payment dates for July 2025:
- July 1, 2025: SSI payments
- July 3, 2025: Retirement benefits for those who began receiving checks before May 1997, including those collecting SSI benefits
- July 9, 2025: Retirement, spousal, and survivor benefits for individuals born between the 1st and 10th of the month
- July 16, 2025: Benefits for those born between the 11th and 20th
- July 23, 2025: Payments for individuals with birthdays between the 21st and 31st
Average Payment Amounts
As of May 2025, the average benefit for a retired worker was $2,002.39, marking a significant milestone as it surpassed the $2,000 threshold for the first time. On the other hand, the average SSI payment in May 2025 stood at $718.30, benefiting millions of recipients.
The SSA’s July 2025 payments will be vital for millions of individuals across the country, offering financial support based on specific schedules.
Whether you are a retired worker, an SSI recipient, or receiving spousal or survivor benefits, knowing the exact payment dates and the expected amounts is crucial for managing your finances. Ensure that you are aware of your scheduled payment date to avoid any confusion.
FAQs
What is the average Social Security benefit for retired workers in May 2025?
The average Social Security benefit for retired workers in May 2025 was $2,002.39.
When will SSI payments be made in July 2025?
SSI payments will be distributed on July 1, 2025.
How does the SSA determine the payment date for Social Security benefits?
The SSA schedules payments based on the recipient’s birth date, with different dates for people born in specific parts of the month.