Americans who are eligible for SSDI payments and have not yet cashed their Social Security direct deposit need not wait much longer.
The SSDI payment will be released on Wednesday, June 25, 2025, marking the last payment for the month of June, but the first payment of the summer.
Payment for Eligible Beneficiaries
The June 25, 2025, SSDI payment will be distributed to individuals whose birthdays fall between the 21st and 31st of any given month. These recipients fall into Group 4, which is the final group to receive their payments each month.
If you belong to this group and have set up Direct Deposit or use the Direct Express debit card, you should expect your payment to appear in your account on June 25, 2025.
Who Qualifies for the June 25, 2025 SSDI Payment?
This payment will be issued to individuals who:
- Began receiving Social Security retirement benefits after May 1997.
- Were born between the 21st and 31st of any month.
If you meet both criteria, your payment will be processed on June 25, 2025.
Understanding the SSDI Payment Schedule
It’s essential for new retirees, especially those who are 62 years old and just started receiving benefits, to familiarize themselves with the SSDI payment schedule. After the initial confusion, following the schedule becomes much easier.
For those whose SSDI payment falls on June 25, 2025, this is the final payment of the month. For those whose payments fall on other days, the July payments begin on July 3, 2025, for individuals who retired before May 1997.
Payments will continue on subsequent Wednesdays, based on your birthday range—1st to 10th, 11th to 20th, and 21st to 31st.
How Much Can You Receive for SSDI Payments?
The average SSDI payment as of May 2025 is around $1,581 per month. However, the maximum SSDI benefit for June 2025 can reach $4,018 for those eligible for Disability Insurance.
To qualify for the maximum benefit, you must meet specific criteria, including:
- Working for at least 35 years, contributing the maximum taxable amount to Social Security payroll taxes.
- Being employed in jobs that pay Social Security payroll taxes throughout your career.
As a result, individuals who apply for SSDI benefits in their 20s or 30s may not qualify for the highest disability benefits, as they have not had the opportunity to work for the full 35 years required to receive the maximum amount.
The June 25, 2025 SSDI payment marks an important date for eligible recipients with birthdays between the 21st and 31st. For many, it’s the first payment of the summer. Be sure to understand your place in the payment schedule to ensure you receive your benefits on time.
If you’re new to SSDI or confused about the amounts you can receive, remember that average SSDI payments are $1,581, but some may qualify for higher payments, depending on their work history and contributions.
FAQs
When can I expect my SSDI payment for June 2025?
Your SSDI payment will be released on June 25, 2025, if your birthday falls between the 21st and 31st of any month.
What is the maximum SSDI payment I can receive in June 2025?
The maximum payment for Disability Insurance can be as high as $4,018 for individuals who meet the necessary work and contribution criteria.
When will SSDI payments begin for July 2025?
July payments will start on July 3, 2025 for those who retired before May 1997, and continue every Wednesday based on your birthday interval.